XRP Rich List Has Shifted. Here’s What Is New

A new XRP account distribution update is drawing attention to how holdings are spread across the network. Crypto enthusiast Sunny Girl posted an updated XRP rich list on X, saying there are now more than 8 million funded XRP accounts and highlighting the amount of XRP required to rank among different ownership groups.

XRP Rich List Highlights Account Distribution

“The XRP rich list has shifted. There are now over 8 million funded XRP accounts.” Sunny Girl wrote in the post.

The accompanying image breaks down the XRP holdings required to reach several percentile levels. According to the data shared, 811,264 accounts, representing 10% of the listed account base, hold at least 2,120.00022 XRP. The threshold rises considerably for higher rankings.

At the 5% level, the data shows that 405,632 accounts hold at least 7,438.635871 XRP. Reaching the top 4% requires at least 10,019.670921 XRP, while the top 3% requires more than 14,000 XRP.

The figures become significantly higher among the largest XRP holders. The top 2% threshold stands at 21,715.975311 XRP, while an account needs at least 44,509.025262 XRP to reach the top 1%.

Higher Percentiles Require Larger XRP Balances

Sunny Girl’s chart also provides figures for the upper end of the XRP distribution. The top 0.5% consists of 40,564 accounts, with a minimum balance of 80,009.999991 XRP. The top 0.2% requires at least 157,994.9542 XRP, while the top 0.1% threshold reaches 276,693.87438 XRP.

At the highest percentile shown, the top 0.01% includes only 812 accounts, with each holding at least 3,633,850.782898 XRP.

The figures illustrate how sharply XRP balances increase as the ranking moves toward the smallest percentage of accounts. While the 10% threshold sits at just above 2,000 XRP, entering the top 1% requires more than 44,500 XRP, according to the chart.

Account Growth Changes the Rich List

The update also puts the distribution of XRP holdings in the context of a growing number of funded accounts. With more than 8 million funded accounts referenced in the post, changes in account numbers can affect accounts represented within each percentile and potentially alter the XRP balance required to reach a particular ranking.

Sunny Girl’s post focuses on the changing thresholds rather than making a specific XRP price prediction. The figures instead show how XRP ownership is distributed across the network and show the substantial difference between holding enough XRP to enter the broader top 10% and holding enough to rank among the top 1% or higher.