XRP Rich List October Reveals the XRP Holdings of Top Wallets

Coinpedia2026/10/08 20:33

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The amount of XRP needed to rank among the top 10% of XRP wallets has fallen slightly in October 2026, while the threshold for the largest 0.01% of wallets has increased, according to the latest XRP rich list update.

The data shows that an XRP wallet needs about 2,088 XRP to rank within the top 10%. The threshold rises to 7,311 XRP for the top 5% and about 43,926 XRP for the top 1%.

XRP Rich List Rankings for October 2026

XRP Wallet Ranking XRP Required

Top 10%	2,088 XRP
Top 5%	7,311 XRP
Top 4%	10,010 XRP
Top 3%	13,787 XRP
Top 2%	21,478 XRP
Top 1%	43,926 XRP
Top 0.5%	79,597 XRP
Top 0.2%	156,091 XRP
Top 0.1%	274,561 XRP
Top 0.01%	3,834,065 XRP

According to the update, only around 822 wallets hold at least 3.83 million XRP, placing them in the top 0.01% of wallets.

XRP Top 10% Threshold Falls

The amount needed to enter several major XRP wallet rankings has declined compared with the previous update. The top 10% threshold fell from around 2,110 XRP to 2,088 XRP. The top 5% threshold declined from about 7,400 XRP to 7,311 XRP.

The top 1% threshold also decreased from approximately 44,237 XRP to 43,926 XRP, while the top 0.5% threshold fell from around 80,000 XRP to 79,597 XRP.

The top 0.1% threshold remained relatively stable at roughly 275,000 XRP.

Top 0.01% XRP Wallets See Higher Threshold

The biggest change came at the top end of the XRP rich list.

The amount required to rank among the top 0.01% increased from approximately 3.65 million XRP to 3.83 million XRP.

This indicates that the largest XRP wallet addresses have increased their balances relative to the previous update. However, the wallet data alone does not identify whether these addresses belong to individual investors, exchanges, custodians, institutions or other entities.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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