Equifax: Total U.S. consumer debt rises 3% y/y to $18.45 trillion in August 2026

Bitget2026/10/05 13:18

Equifax reported total U.S. consumer debt at USD 18.45 trillion in August 2026, up 3.0% year over year. Mortgage balances reached USD 13.69 trillion, representing 74.2% of total consumer debt. Non-mortgage debt totaled USD 4.76 trillion, led by auto loans and leases at 36.4% of the category. Auto loans and leases outstanding rose 3.3% to USD 1.73 trillion; severe delinquency fell to 1.32% from 1.54%. Bankcard balances increased 3.6% to USD 1.12 trillion; utilization eased to 20.3% from 20.9%. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on October 05, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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