SmartFinancial Q2 FY26 net income rises 39.44% to $16.32 million; net interest income climbs 19.14% to $48.06 million

Reuters2026/08/10 21:09

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SmartFinancial posted Q2 net income of $16.32 million, up 39.44%, with diluted EPS of $0.96.
Net interest income climbed to $48.06 million, rising 19.14%, as the tax-equivalent net interest margin widened 0.23 percentage points to 3.52%.
Noninterest income fell to $7.89 million, down 11.37%, driven by a drop in insurance commissions after the SBKI sale.
Noninterest expense increased to $33.96 million, up 4.26%, mainly on higher salaries and employee benefits tied to franchise growth.
Loans and leases, net, rose to $4.64 billion, while deposits grew to $5.39 billion, up $232.76 million from Dec. 31, 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. SmartFinancial Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-093447), on August 10, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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SmartFinancial Q2 FY26 net income rises 39.44% to $16.32 million; net interest income climbs 19.14% to $48.06 million

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